in Russian

S&P raises outlook on Renaissance Credit to positive


Key facts about the bank

Strong shareholder
Onexim Group (86.0%) – one of the largest private investment funds in Russia – open the website

Effective business model
Light, flexible, scalable origination machine

Leading position on the market
Among the top 5 retail banks in Russia and top 3 specialised POS banks with the market share of 12.2% (Frank Research as at 01.05.2017)

Large client base: 10 million

Well-known partners
Svyaznoy, Euroset,, MediaMarkt, Eldorado, Beeline, Ascona, Hilding Anders, Citylink, Stolplit and more than 26,000 retail companies

Diversified nationwide distribution
Coverage at 30.06.2017: 66 of 85 regions of Russia, 145 branches, 71,013 points-of-sale
Key Performance Indicators
IFRS financial statements for 1H2017 - open in PDF format

  • Assets:  RUR 108 bn
  • Gross loan portfolio: RUR 92 bn
  • Origination for 1H2016: RUR 56 bn 
  • Net profit for 1H2016: RUR 2 bn

Ranking by Kommersant

  • Top Russian banks by ROA for 9M2017 – No 4
  • Top Russian banks by ROE for 9M2017 – No 4
  • Top Russian banks by retail loans on 1.10.2017 – No 17
  • Top Russian banks by retail deposits 1.10.2017 – No 29
  • Top Russian banks by net assets on 1.10.2017 – No 57
  • Top Russian banks by equity size on 1.10.2017 – No 58

Credit ratings
  • ACRA: 'BBB-(RU)', Stable outlook
  • Standard & Poor's: 'B-', Stable outlook

   Useful links 

Bank Management: open in PDF format

Media Relations:

Investor Relations: